Coverage & Benefits

A homeowner’s insurance policy can provide coverage for the following:


Pays for damage or destruction to your home.

Other Structures

Provides protection to structures that are not attached to your home. Examples include fences, detached garages, and sheds.

Personal Property

Covers the contents of your home if they are damaged, destroyed or stolen. This includes items like furniture, clothing, and appliances.

Loss of Use

Pays for additional living expenses if damage to your home prevents you from living there while it is being repaired.


Protects you against a claim or lawsuit resulting from bodily injury or property damage to others.

Medical Payments

Pays for medical expenses you and your passengers suffer from an accident regardless of fault.

Please Note: Homeowner’s insurance does not include coverage for floods.

Learn More

Our advisors are standing by and are ready to help you find the policy that is perfect for your needs.

Contact Us

Time Insurance Services